Myths & Facts about Public Assistance with the Cost of Nursing Home Care in North Carolina

March 11, 2019

Sell Everything Quick, Or Should I?


Myth: My mom needs to go into long term care (LTC).  She intends to apply for public assistance with the cost of care. She must sell all her assets and use the proceeds to private pay for her care before she will qualify for assistance.

Fact: Some of your mom’s assets are considered “non-countable” for eligibility purposes, and they are disregarded. These assets include her house (as well as any adjoining property, such as a farm), having an equity of less than $572,000 (in 2018). Other assets are considered “countable” for eligibility purposes, which must be “spent down” to $2,000, which often times can be accomplished by “converting” countable assets to non-countable assets. Special rules apply.

- Wyles Johnson, Board Certified Elder Law Specialist

The rules applicable to Medicare and Medicaid long-term care benefits are exceedingly complex. White & Allen, P.A. is proud to offer an attorney who is a Board-Certified Specialist in Elder Law and experienced staff to navigate and advise you, your family and friends on all your Elder Law issues. Please call us at (252)-527-8000 or email If you would like to request more information concerning rights of the elderly living in North Carolina and special programs for them, please contact us for a complimentary information booklet entitled "Senior Citizens Handbook” published by Project Grace (Young Lawyers Division and Elder & Special Needs Law Section of the North Carolina Bar Association).


It is never too early or too late to plan for your future.