Myths & Facts about Public Assistance with the Cost of Nursing Home Care in North Carolina

March 22, 2019

But that is in my name only?


Myth: My wife is in a long-term care (LTC) facility. She intends to apply for public assistance with the cost of care. My income is much higher than hers, so I’ll have to contribute my income to her cost of care before she’ll be eligible for public assistance.

Fact: The general rule is that your wife must apply all of her income to her cost of care before she can become eligible for public assistance. But you, as the “at-home” spouse, can keep all of your income derived from any source. Depending on the amount of your income, you may be able to keep some of your wife’s income. Special rules apply.

- Wyles Johnson, Board Certified Elder Law Specialist

The rules applicable to Medicare and Medicaid long-term care benefits are exceedingly complex. White & Allen, P.A. is proud to offer an attorney who is a Board-Certified Specialist in Elder Law and experienced staff to navigate and advise you, your family and friends on all your Elder Law issues. Please call us at (252)-527-8000 or email If you would like to request more information concerning rights of the elderly living in North Carolina and special programs for them, please contact us for a complimentary information booklet entitled "Senior Citizens Handbook” published by Project Grace (Young Lawyers Division and Elder & Special Needs Law Section of the North Carolina Bar Association).


It is never too early or too late to plan for your future.