Myths & Facts about Public Assistance with the Cost of Nursing Home Care in North Carolina

March 29, 2019

How am I going to make it?


Myth: My husband is in a long-term care (LTC) facility. He intends to apply for public assistance with the cost of care. His income is much higher than mine, but less than the cost of care. He must apply all of his income to the cost of care before he’ll be eligible for assistance. I’ll have to make do with my income alone, which is less than my living expenses.

Fact: If you are the at-home spouse and your income is less than $2,058 (in 2018), you can keep a portion of your husband’s income necessary to bring your monthly income up to $2,058. In some cases, your housing costs can increase the portion of your husband’s income which you can keep to as much as $1,032 (in 2018), bringing your total monthly income up to $3,090. Special rules apply.

- Wyles Johnson, Board Certified Elder Law Specialist

The rules applicable to Medicare and Medicaid long-term care benefits are exceedingly complex. White & Allen, P.A. is proud to offer an attorney who is a Board-Certified Specialist in Elder Law and experienced staff to navigate and advise you, your family and friends on all your Elder Law issues. Please call us at (252)-527-8000 or email If you would like to request more information concerning rights of the elderly living in North Carolina and special programs for them, please contact us for a complimentary information booklet entitled "Senior Citizens Handbook” published by Project Grace (Young Lawyers Division and Elder & Special Needs Law Section of the North Carolina Bar Association).


It is never too early or too late to plan for your future.